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- READERS
- Financial
Tips and Ideas
- www.pioneerthinking.com
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Saving Tips BY WILMA P |
- I find it
very difficult to save money. Last year, I tried something new,
and I am having much success. When I balance my checkbook, in
the debit column, I put the exact amount of the check. But, in
the total column, I round off the figure to the next highest
dollar. Since March of 2000, I have managed to save over $500
by doing this. My personal checkbook and the banks don't match,
but I can always check by looking in the debit column. When I
look at my checkbook, it doesn't look like I have that much in
there, but in truth, I have more than ever! My checkbook always
says I have less than what I actually have. Out of sight, out
of mind. It works for me. Also, I no longer have to pay the minimum
service charge each month, because my balance stays over $500.
But, I deduct it anyway, and I just save a little more.
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Stretch Tinned Dog Food - BY YVETTE H |
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Soak any leftover,
stale bread in water. Add Gravox powder and heat in microwave
so water and gravy powder are easier to mix and soak into bread.
Into bread mixture stir in any leftovers or tinned dog food or
biscuits, let cool. Your dog will love it! |
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Building A Nest Egg - BY WOLVES8344 |
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It may seem a small thing but
if you will round up to the nearest dollar every time you write
a check you would be pleasantly surprised just how fast you can
build a nice little cushion in your checking account. If you
want to take it a step further when you deposit your paycheck
reduce the amount you put in your register by $25 to $50 a month.
One important thing, you must keep either an up to date register
that tallies with the bank or use a quicken program to keep everything
straight it only takes a few minutes every month to reconcile
your account to the banks records. You'll be pleasantly surprised
just how fast that nest egg will grow, and another benefit no
bounced checks and all the fees that entails. |
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Thanks
For Contributing
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